Fixed Deposit Account (मुद्दती बचत खाता)
A deposit made for a fixed period at a fixed interest rate, repayable with interest at maturity.
Service Details
A Fixed Deposit is a savings scheme where a lump-sum amount is deposited for a fixed period at a predetermined interest rate. The deposited amount cannot be withdrawn before maturity, or withdrawn with a as per rules. Upon maturity, the depositor receives the principal along with the accumulated interest, making it a safe and reliable option for stable returns.
Key Benefits:
Fixed deposit for a specified period
Guaranteed and stable interest rate
Low risk and secure investment
Higher interest than regular savings
Amount payable at maturity (principal + interest)
Key Benefits
Assured and predictable returns
Safe and low-risk investment option
Higher interest compared to regular savings accounts
Encourages long-term saving discipline
Suitable for future financial planning and security
Eligibility Criteria
Membership
Minimum Balance: Rs. 1000
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